Texas mortgage guidance.

Buy smart.
Borrow better.

More lenders.
A mortgage built around you.

Austin ElderTalk with Austin(210) 294-4223

From the closing table

“He took the time to answer any question I had and made things so easy and smooth for us!”
April S.

Three steps.
One clear plan.

01 / CONNECT

Tell me your goals

Let’s talk budget, timeline, and questions.

02 / COMPARE

Compare your options

I’ll shop lenders and explain what fits.

03 / CLOSE

Close with confidence

I’ll guide you through the paperwork and next steps.

Austin Elder, Harbor Financial Mortgage

Personal from the first hello

Meet Austin.

I come from three generations of San Antonio real estate. As a mortgage broker at Harbor Financial Mortgage, I shop lenders for you and guide you through closing.

Options that fit your life

There’s more than
one way home.

Buying your first home, refinancing, building, investing, or working for yourself? Let’s find the right starting point.

Explore loan options

Conventional · FHA · VA · USDA · Construction · Investment and DSCR · Physician · Bank statement

Run the numbers on any of these at HomeBuyingCalc.com .

Loan availability and eligibility vary by borrower, property, and program.

Common questions.

Let’s talk about your next move.

You don’t need to have it all figured out to get in touch.